As independent brokers we work with all the top insurance carriers in the United States to provide you innovative and competitive group health insurance solutions. ACA quotes are a great start to group health insurance and can be the long term solution for many small business owners.

Level Funded is a type of group health insurance that looks and feels like fully insured but less risk than the self insured route. We see some distinct advantages: Claims visibility, potential premium surplus refund, potentially upfront savings compared to ACA, and increased cost containment through monthly data reports.

This is the next step to truly controlling costs of health insurance, you set aside funds to pay for health insurance costs and partner with an insurance carrier that will manage the payments while the employer pays the claims. This offers more flexibility to the employer on managing health care cots and you still get the benefit of using the carrier’s network of providers. We partner with Stealth Partner Group for all our self funded solutions, this offers our clients over 150 years of collective experience in the stop loss and ancillary insurance marketplace.

We are able to offer the following lines of ancillary benefits from the top ancillary insurance carriers:

• Dental

• Vision

• Mental Health

• Telehealth

• Group Term Life Insurance

• Voluntary Term Life Insurance

• Short Term Disability

• Long Term Disability

• Critical Illness

• Hospital Indemnity

• Pet Insurance

• Fertility Advocacy, Adoption & Surrogacy

• RX Savings

• Legal Guard Services

• Travel Discounts

• Counseling Services

• Alternative Medicine